{"id":4724,"date":"2024-08-02T10:30:36","date_gmt":"2024-08-02T03:30:36","guid":{"rendered":"https:\/\/una-community.com\/?page_id=4724"},"modified":"2024-08-02T10:32:24","modified_gmt":"2024-08-02T03:32:24","slug":"pengecualian-kecelakaan-diri-simas-mentalku","status":"publish","type":"page","link":"https:\/\/una-community.com\/id\/pengecualian-kecelakaan-diri-simas-mentalku\/","title":{"rendered":"Pengecualian Kecelakaan Diri – Simas Mentalku"},"content":{"rendered":"\t\t
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PENGECUALIAN<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Simas Mentalku<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Dalam hal pengajuan Klaim, Penanggung tidak berkewajiban membayar Uang Pertanggungan apabila risiko diakibatkan secara langsung maupun tidak langsung oleh sebab-sebab berikut.<\/span><\/p>

Pertanggungan ini tidak berlaku untuk peristiwa yang:\u00a0<\/span><\/p>

  1. Melukai diri dengan sengaja dan\/atau bunuh diri atau tindakan-tindakan ke arah itu, baik dilakukan dengan maksud jahat ataupun tidak<\/span><\/li>
  2. Melakukan dengan sengaja atau ikut ambil bagian dalam suatu kejahatan, pelanggaran, perkelahian, huru-hara, dan sejenisnya<\/span><\/li>
  3. Hernia, burut, usus buntu, tedun, apapun sebab-sebabnya; penyakit jantung, alergi, jatuh pingsan karena kepanasan, masuk angin<\/span><\/li>
  4. Penyakit infeksi seperti SARS, flu burung (avian flu), dan sejenisnya<\/span><\/li>
  5. Untuk Tertanggung wanita, yang disebabkan seluruhnya atau sebagian oleh kelahiran atau kehamilan<\/span><\/li>
  6. Terjadi pada diri Tertanggung ketika berolahraga tinju, karate, judo, silat, kungfu, jiu jitsu, dan sejenisnya; gulat, ski air, terjun payung, hoki, mendaki gunung dengan ketinggian lebih dari 2500 meter<\/span><\/li>
  7. Terjadi bilamana Tertanggung mengambil bagian atau ketika mempersiapkan diri untuk suatu perlombaan ketangkasan, kecepatan\/balapan, dan sebagainya, kecuali apabila untuk peristiwa-peristiwa tersebut memang sudah diadakan perjanjian khusus antara Tertanggung dan Penanggung<\/span><\/li>
  8. Terjadi pada diri Tertanggung ketika ia ikut dalam suatu penerbangan dengan pesawat udara atau sejenisnya, kecuali jika ia adalah penumpang yang sah dari pesawat udara atau sejenisnya yang merupakan milik atau dipergunakan oleh suatu maskapai pener-bangan resmi yang telah mempunyai rute tetap atau reguler, atau yang dipergunakan oleh suatu perusahaan untuk keperluan dinas. Tidak termasuk dalam pertanggungan ini ialah penggunaan pesawat-pesawat udara atau sejenisnya yang merupakan milik pribadi<\/span><\/li><\/ol>

    Selanjutnya Penanggung bebas dari kewajiban membayar ganti rugi atas kecelakaan yang terjadi:<\/span><\/p>

    1. Selama Tertanggung berada dalam dinas aktif sebagai anggota Tentara Nasional Indonesia (TNI) dan Kepolisian Republik Indonesia (Polri)<\/span><\/li>
    2. Karena peperangan, penyerbuan, pendudukan, pemberontakan atau pendurhakaan, perang saudara, pengambilalihan kekuasaan, terorisme dan sabotase, atau karena alat yang dipergunakan untuk ini semua<\/span><\/li>
    3. Pada diri Tertanggung ketika ia mengalami gangguan jiwa, atau sebagai akibat narkotika atau pengaruh minuman keras yang menyebabkan Tertanggung kehilangan kemampuan menjaga diri, atau peristiwa yang secara langsung atau tidak langsung dikarena-kan oleh hal tersebut di atas atau sebagai akibat daripadanya<\/span><\/li>
    4. Sebagai akibat atau timbul karena reaksi inti atom. e) Karena mengendarai atau sebagai penumpang kendaraan bermotor roda dua (sepeda motor), kecuali jika untuk risiko ini telah diadakan perjanjian khusus antara Penanggung dan Tertanggung dan hal ini dinyatakan di dalam Ikhtisar dan\/atau lampiran Polis<\/span><\/li>
    5. Akibat penculikan atau penyanderaan, baik yang dengan tebusan ataupun tidak<\/span><\/li><\/ol>

      Apabila tidak diadakan perjanjian lain, maka Tertanggung tidak berhak atas pembayaran ganti rugi sehubungan dengan:<\/span><\/p>

      1. Kecelakaan yang disebabkan atau mungkin terjadi karena sakit, cacat, atau karena suatu keadaan tidak normal pada jasmani dan\/atau rohani Tertanggung<\/span><\/li>
      2. Bertambah besarnya akibat dari kecelakaan karena keadaan seperti tersebut dalam Butir a di atas, misalnya kencing manis, peredaran darah yang tidak baik, pembuluh darah mekar. Jika hal ini terjadi maka jumlah pembayaran tidak akan melebihi jumlah yang seharusnya akan dibayarkan bilamana salah satu akibat yang memperkuat keadaan tidak terjadi<\/span><\/li><\/ol>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

        PENGECUALIAN Simas Mentalku Dalam hal pengajuan Klaim, Penanggung tidak berkewajiban membayar Uang Pertanggungan apabila risiko diakibatkan secara langsung maupun tidak langsung oleh sebab-sebab berikut. Pertanggungan ini tidak berlaku untuk peristiwa yang:\u00a0 Melukai diri dengan sengaja dan\/atau bunuh diri atau tindakan-tindakan ke arah itu, baik dilakukan dengan maksud jahat ataupun tidak Melakukan dengan sengaja atau ikut […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_canvas","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"unboxed","site-sidebar-style":"unboxed","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-4724","page","type-page","status-publish","hentry"],"yoast_head":"\nPengecualian | Una Indonesia<\/title>\n<meta name=\"description\" content=\"Lihat semua pengecualian yang berlaku untuk Klaim asuransi Kecelakaan Diri - 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